Insuring Your Hobby

[Smell Dawg]

I would love to hear some opinions on this topic from those willing to share.  What started as a detailed cataloging and organizing project ended with a "that stuff is worth HOW much?!" exclamation.  And, based on somewhat recent "overall collection" discussions within these forums, I understand that my pile is small-fry stuff compared to others here.  When hit with that final value (the cumulative total of all items, price estimates powered by PriceCharting), the next inevitable logic step is considering insurance.  You know... normal, adult, less-than-exciting thoughts, ha.
 
As far as I can tell, there are two main directions to go:  (1) Adding additional collectibles insurance through existing homeowner's policy, or (2) obtaining a separate policy from a specialized insurance provider.  After speaking with several insurance agents and doing some online searches, I'm leaning towards the second options for several various reasons.  The cost of coverage, inability to segregate from the house, and requiring a unified claim on my home insurance were deterrents from the home policy addition.
 
Have you considered insurance for this sort of asset?  How did you go about it?  Have you ever had to file a claim?  What method(s) do you use to maintain your proof of ownership?

[RickR]

This is a great topic, and I have done this for some of our other valuables (example:  my wife has a violin worth probably $20k), but not my video games.  I probably should.  But it is hard these days because we don't really have an "agent" to talk to anymore.  Most insurance is done on-line or through apps.  My suggestion is to call your insurance company and explain what you are looking for (they usually call them "riders" to your normal policy).  They may or may not charge extra depending on value.